Cottage Hill home values
Cottage Hill at a glance
- Cottage Hill shares ZIP-level data with ZIP 36104: median value $121,200, median rent $787/month.
Cottage Hill home value score
from local value, rent & income
In ZIP 36104, rents are strong relative to prices (a high gross yield), and homes are moderately priced against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — computed from U.S. Census ACS (2023) for this ZIP: home value, gross rent and household income. It is not a market-timing or appreciation forecast.
What it costs to buy a home in Cottage Hill
At the typical value of $121,200, a buyer putting 20% down ($24,240) and financing the rest at 6.5% over 30 years would pay about $613 a month in principal and interest — 21% of the median household income here. That sits within the common 28% guideline, so the typical home is within reach of a typical local household. The median rent is $787/month, so owning is roughly 22% cheaper per month than renting, even before counting equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in Cottage Hill
Buyers
Homes cost about 3.5× the local median income — affordable by national standards, so first-time buyers have a realistic path in.
Sellers
Typical values here are 64% below the U.S. median; get a home-specific estimate before you list — condition and size move the number more than the area average.
Investors
A gross rental yield of 7.8% is strong — rents are high relative to prices, which favours cash-flow investors.
Other neighborhoods in Montgomery
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Boylston ZIP 36110 · shared | $81K | −0.3% | $41K | $1,014 | 2.0× |
| Capitol Heights ZIP 36107 · shared | $70K | +4.2% | $32K | $883 | 2.2× |
| Centennial Hill city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Chisholm ZIP 36110 · shared | $81K | −0.3% | $41K | $1,014 | 2.0× |
| Cloverdale ZIP 36106 · shared | $207K | +2.2% | $71K | $1,138 | 2.9× |
| Cottage Hill city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Dalraida ZIP 36109 · shared | $135K | +2.0% | $61K | $1,108 | 2.2× |
| Downtown city data | $121K | −7.1% | $35K | $787 | 3.5× |
| EastChase ZIP 36117 · shared | $226K | +1.7% | $72K | $1,209 | 3.1× |
| Edgewood | $549K | +3.7% | $133K | — | 4.1× |
| Forest Park ZIP 36107 · shared | $70K | +4.2% | $32K | $883 | 2.2× |
| Garden District city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Gunter Annex | — | — | — | — | — |
| Halcyon ZIP 36117 · shared | $226K | +1.7% | $72K | $1,209 | 3.1× |
| Hope Hull | $179K | +7.8% | $85K | $965 | 2.1× |
| Lagoon Park ZIP 36109 · shared | $135K | +2.0% | $61K | $1,108 | 2.2× |
| Millbrook city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Mulberry ZIP 36106 · shared | $207K | +2.2% | $71K | $1,138 | 2.9× |
| Old Cloverdale city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Pike Road | $379K | +2.0% | $122K | $1,588 | 3.1× |
| Prattville city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Vaughn Road Corridor city data | $121K | −7.1% | $35K | $787 | 3.5× |
| Wetumpka ZIP 36110 · shared | $81K | −0.3% | $41K | $1,014 | 2.0× |
| Woodley Park | $137K | +2.9% | $54K | $1,056 | 2.5× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
What’s your Cottage Hill home worth?
Estimates are informational only and are not an appraisal.
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.