Whisper Creek home values
Whisper Creek at a glance
- Zillow’s Home Value Index puts the typical home at $637,000 (Aug 2026), −1.1% over the past 12 months and +7% over five years.
- The Census median home value is $620,100 — 5% above Arvada overall and 82% above the U.S. median.
- Median household income is $136,360, so homes cost 4.5× local income.
- Median rent is $2,058/month (a 4.0% gross rental yield).
- Its ZIP ranks 2nd of 4 Arvada ZIP codes by home value.
- These figures are for ZIP 80005, which Whisper Creek shares with Club Crest, Village of Five Parks.
Whisper Creek home value trend
Over the 12 months to Aug 2026, typical home values in Whisper Creek fell 1.1%, to about $637,000. That is 1.0 percentage points faster than Arvada (−2.0%). Values are 6.7% below their peak of $682,800 in Jun 2022. Over five years the typical home gained $39,100 in value (+7%).
Year-by-year values
| Month | Typical value | Change vs year before |
|---|---|---|
| Aug 2026 | $637,000 | −1.1% |
| Aug 2025 | $643,900 | −1.8% |
| Aug 2024 | $655,400 | +2.0% |
| Aug 2023 | $642,300 | −4.7% |
| Aug 2022 | $674,300 | +12.8% |
| Aug 2021 | $597,800 | +21.1% |
| Aug 2020 | $493,800 | +6.2% |
| Aug 2019 | $465,000 | +4.8% |
| Aug 2018 | $443,600 | +5.9% |
| Aug 2017 | $418,700 | +7.4% |
| Aug 2016 | $390,000 | — |
Source: Zillow Home Value Index (ZHVI), typical value of mid-tier homes, smoothed & seasonally adjusted. Areas with several ZIPs: population-weighted.
Whisper Creek home value score
from local value, rent & income
In ZIP 80005, prices are high relative to rents (a low gross yield), and homes are moderately priced against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — computed from U.S. Census ACS (2023) for this ZIP: home value, gross rent and household income. It is not a market-timing or appreciation forecast.
Whisper Creek vs Arvada, Colorado and the U.S.
| Whisper Creek | Arvada | Colorado | U.S. | |
|---|---|---|---|---|
| Typical value (Zillow, Aug 2026) | $637,000 | $609,600 | $554,800 | — |
| 1-year change | −1.1% | −2.0% | −1.5% | — |
| 5-year change | +7% | +6% | +5% | — |
| Median home value (Census) | $620,100 | $592,400 | $552,400 | $340,200 |
| Median household income | $136,360 | $111,400 | $97,000 | $78,500 |
| Median gross rent | $2,058/mo | $1,941/mo | $1,787/mo | $1,406/mo |
| Price-to-income ratio | 4.5× | 5.3× | 5.7× | 4.3× |
| Gross rental yield | 4.0% | 3.9% | 3.9% | 5.0% |
| Rent as share of income | 18% | 21% | 22% | 21% |
| Mortgage payment* | $3,136/mo | $2,995/mo | $2,793/mo | $1,720/mo |
Census figures: U.S. Census Bureau ACS 5-year estimates; areas spanning several ZIPs use population-weighted averages of ZIP medians, and city/state columns cover the ZIPs of the places listed on this site. Zillow: ZHVI. *Principal & interest on the Census median value, 20% down, 6.5% fixed, 30 years.
What it costs to buy a home in Whisper Creek
At today’s typical value of $637,000 (Zillow, Aug 2026), a buyer putting 20% down ($127,400) and financing the rest at 6.5% over 30 years would pay about $3,221 a month in principal and interest — 28% of the median household income here. That is above the common 28% guideline but under 36%, so budgets are stretched but workable for a median earner. The median rent is $2,058/month, so owning costs roughly 57% more per month than renting, before taxes, insurance and upkeep — the trade-off is building equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in Whisper Creek
Buyers
At 4.5× local income, prices are moderate — compare a few nearby areas before committing. Prices have eased 1.1% over the past year, which gives buyers more room to negotiate.
Sellers
Values are down 1.1% on the year, so price to today’s market rather than last year’s peak — and get a home-specific estimate: condition and size move the number more than the area average.
Investors
A gross rental yield of 4.0% is low — this is an appreciation play rather than a cash-flow market.
Other neighborhoods in Arvada
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Alta Vista ZIP 80004 · shared | $591K | −2.3% | $100K | $1,771 | 5.9× |
| Candelas ZIP 80007 · shared | $818K | −1.3% | $171K | $2,730 | 4.8× |
| Club Crest ZIP 80005 · shared | $620K | −1.1% | $136K | $2,058 | 4.5× |
| Lake Arbor | $487K | −2.9% | $83K | $1,729 | 5.9× |
| Leyden Rock ZIP 80007 · shared | $818K | −1.3% | $171K | $2,730 | 4.8× |
| Meadowglen city data | $539K | −2.1% | $93K | $1,733 | 5.8× |
| Oberon ZIP 80004 · shared | $591K | −2.3% | $100K | $1,771 | 5.9× |
| Olde Town Arvada city data | $539K | −2.1% | $93K | $1,733 | 5.8× |
| Pomona Lakes city data | $539K | −2.1% | $93K | $1,733 | 5.8× |
| Scenic Heights city data | $539K | −2.1% | $93K | $1,733 | 5.8× |
| Standley Lake area city data | $539K | −2.1% | $93K | $1,733 | 5.8× |
| Village of Five Parks ZIP 80005 · shared | $620K | −1.1% | $136K | $2,058 | 4.5× |
| West Woods ZIP 80007 · shared | $818K | −1.3% | $171K | $2,730 | 4.8× |
| Whisper Creek ZIP 80005 · shared | $620K | −1.1% | $136K | $2,058 | 4.5× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
Whisper Creek real estate FAQ
Are home prices going up in Whisper Creek?
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What’s your Whisper Creek home worth?
Estimates are informational only and are not an appraisal.
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.