Mid-Town home values
Mid-Town at a glance
- Mid-Town shares ZIP-level data with nearby ZIPs in Fort Collins: median value $554,473, median rent $1,638/month.
Mid-Town home value score
from local value, rent & income
In nearby ZIPs in Fort Collins, prices are high relative to rents (a low gross yield), and homes are expensive against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — this ZIP has no ACS figures yet, so it uses nearby ZIPs in Fort Collins (U.S. Census ACS 2023): home value, gross rent and household income. It is not a market-timing or appreciation forecast.
What it costs to buy a home in Mid-Town
At the typical value of $554,473, a buyer putting 20% down ($110,895) and financing the rest at 6.5% over 30 years would pay about $2,804 a month in principal and interest — 40% of the median household income here. That is well above the common 28% guideline, so buying here typically takes an above-median income, a larger down payment or existing equity. The median rent is $1,638/month, so owning costs roughly 71% more per month than renting, before taxes, insurance and upkeep — the trade-off is building equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in Mid-Town
Buyers
At 6.7× local income, this is a premium market; expect competition for the few homes at the lower end of the range.
Sellers
Typical values here are 63% above the U.S. median; get a home-specific estimate before you list — condition and size move the number more than the area average.
Investors
A gross rental yield of 3.5% is low — this is an appreciation play rather than a cash-flow market.
Other neighborhoods in Fort Collins
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Bucking Horse ZIP 80525 · shared | $563K | +0.1% | $93K | $1,744 | 6.0× |
| Campus West ZIP 80521 · shared | $541K | −0.1% | $53K | $1,412 | 10.3× |
| City Park ZIP 80521 · shared | $541K | −0.1% | $53K | $1,412 | 10.3× |
| CSU Campus ZIP 80521 · shared | $541K | −0.1% | $53K | $1,412 | 10.3× |
| Downtown (Old Town) city data | — | — | — | — | — |
| Fossil Creek ZIP 80526 · shared | $521K | −0.2% | $89K | $1,641 | 5.8× |
| Harmony Corridor city data | — | — | — | — | — |
| Maple Hill | $528K | −0.5% | $84K | $1,623 | 6.2× |
| Mid-Town city data | — | — | — | — | — |
| Observatory Village | $654K | −1.2% | $122K | $1,906 | 5.4× |
| Poudre River Area city data | — | — | — | — | — |
| Ridgeview ZIP 80526 · shared | $521K | −0.2% | $89K | $1,641 | 5.8× |
| Rigden Farm ZIP 80525 · shared | $563K | +0.1% | $93K | $1,744 | 6.0× |
| South Fort Collins ZIP 80525 · shared | $563K | +0.1% | $93K | $1,744 | 6.0× |
| Terry Lake city data | — | — | — | — | — |
| Warren Lake ZIP 80525 · shared | $563K | +0.1% | $93K | $1,744 | 6.0× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
What’s your Mid-Town home worth?
Estimates are informational only and are not an appraisal.
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.