St. Pat’s home values

St. Pat's
Joliet, Illinois · Neighborhood report
Median value $223K · ZIP 60434 · Values through Aug 2026

St. Pat's at a glance

  • St. Pat's shares ZIP-level data with nearby ZIPs in Joliet: median value $222,853, median rent $1,460/month.
Value score

St. Pat's home value score

8.1
Value Score / 10
Census-based
from local value, rent & income

In nearby ZIPs in Joliet, rents are strong relative to prices (a high gross yield), and homes are affordable against local incomes.

How the Value Score is built

Rental yield6.9 / 10
Gross annual rent as a share of home value — 7.9% here. Higher means stronger cash flow.
Affordability9.3 / 10
Home value versus local income — 2.6× here. Lower is more affordable.

Computed figures

7.9%
Gross rental yield
2.6×
Price-to-income
−34%
Value vs U.S.

A transparent value snapshot — this ZIP has no ACS figures yet, so it uses nearby ZIPs in Joliet (U.S. Census ACS 2023): home value, gross rent and household income. It is not a market-timing or appreciation forecast.

Buying vs renting

What it costs to buy a home in St. Pat's

$223K
Typical price
$45K
Down payment (20%)
$1,127
Monthly P&I
$1,460
Median rent

At the typical value of $222,853, a buyer putting 20% down ($44,571) and financing the rest at 6.5% over 30 years would pay about $1,127 a month in principal and interest — 16% of the median household income here. That sits within the common 28% guideline, so the typical home is within reach of a typical local household. The median rent is $1,460/month, so owning is roughly 23% cheaper per month than renting, even before counting equity.

Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.

Take-aways

What this means for buyers, sellers and investors in St. Pat's

Buyers

Homes cost about 2.6× the local median income — affordable by national standards, so first-time buyers have a realistic path in.

Sellers

Typical values here are 34% below the U.S. median; get a home-specific estimate before you list — condition and size move the number more than the area average.

Investors

A gross rental yield of 7.9% is strong — rents are high relative to prices, which favours cash-flow investors.

Nearby

Other neighborhoods in Joliet

NameHome value1-yrIncomeRentPrice / income
Cathedral Area city data—————
Clearview ZIP 60436 · shared$171K+0.1%$64K$1,2422.7×
Crystal Lawns ZIP 60431 · shared$275K+2.5%$114K$1,4082.4×
Cunningham$217K+1.7%$75K$1,1452.9×
Downtown Joliet ZIP 60432 · shared$185K−2.9%$64K$1,2612.9×
Fall Creek ZIP 60431 · shared$275K+2.5%$114K$1,4082.4×
Idylside ZIP 60436 · shared$171K+0.1%$64K$1,2422.7×
Kendall Ridge ZIP 60586 · shared$298K+1.6%$123K$2,1592.4×
Marycrest ZIP 60436 · shared$171K+0.1%$64K$1,2422.7×
Neufairfield ZIP 60432 · shared$185K−2.9%$64K$1,2612.9×
Plainfield ZIP 60586 · shared$298K+1.6%$123K$2,1592.4×
Preston Heights$168K−3.1%$61K$1,3072.8×
Reedwood ZIP 60436 · shared$171K+0.1%$64K$1,2422.7×
Ridgewood ZIP 60432 · shared$185K−2.9%$64K$1,2612.9×
Shorewood ZIP 60586 · shared$298K+1.6%$123K$2,1592.4×
St. Pat's city data—————
Timberline ZIP 60431 · shared$275K+2.5%$114K$1,4082.4×

Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.

Your home

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Estimates are informational only and are not an appraisal.

Methodology

About this data

Data last updated: September 2026.

Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.

Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.

The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.

Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.

These are area-level statistics, not an appraisal of any individual property, and not financial advice.

Sources: U.S. Census ACS · Zillow ZHVI.