University District home values
University District at a glance
- University District shares ZIP-level data with nearby ZIPs in San Bernardino: median value $384,987, median rent $1,496/month.
University District home value score
from local value, rent & income
In nearby ZIPs in San Bernardino, rents are moderate relative to prices, and homes are expensive against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — this ZIP has no ACS figures yet, so it uses nearby ZIPs in San Bernardino (U.S. Census ACS 2023): home value, gross rent and household income. It is not a market-timing or appreciation forecast.
What it costs to buy a home in University District
At the typical value of $384,987, a buyer putting 20% down ($76,997) and financing the rest at 6.5% over 30 years would pay about $1,947 a month in principal and interest — 34% of the median household income here. That is above the common 28% guideline but under 36%, so budgets are stretched but workable for a median earner. The median rent is $1,496/month, so owning costs roughly 30% more per month than renting, before taxes, insurance and upkeep — the trade-off is building equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in University District
Buyers
At 5.7× local income, this is a premium market; expect competition for the few homes at the lower end of the range.
Sellers
Typical values here are 13% above the U.S. median; get a home-specific estimate before you list — condition and size move the number more than the area average.
Investors
A gross rental yield of 4.7% is middling — returns depend on buying below the typical price or adding value.
Other neighborhoods in San Bernardino
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Arrowhead | $377K | +2.1% | $59K | $1,424 | 6.4× |
| Carousel | $348K | +3.4% | $43K | $1,155 | 8.1× |
| Colton | $413K | +0.9% | $69K | $1,600 | 6.0× |
| Del Rosa | $384K | +2.5% | $66K | $1,386 | 5.8× |
| Downtown | $274K | +1.5% | $53K | $1,303 | 5.1× |
| Highland | $462K | +1.6% | $85K | $1,654 | 5.4× |
| Hospitality Lane | $139K | −2.6% | $40K | $738 | 3.5× |
| Kendall ZIP 92407 · shared | $473K | +1.3% | $84K | $1,771 | 5.7× |
| Loma Linda | — | — | — | — | — |
| Muscoy ZIP 92407 · shared | $473K | +1.3% | $84K | $1,771 | 5.7× |
| North Park | $315K | −0.5% | $53K | $1,346 | 5.9× |
| Rialto | $433K | +1.6% | $77K | $1,613 | 5.6× |
| Ridgeline ZIP 92407 · shared | $473K | +1.3% | $84K | $1,771 | 5.7× |
| San Gorgonio | $265K | +1.2% | $57K | $1,362 | 4.7× |
| Shandin Hills ZIP 92407 · shared | $473K | +1.3% | $84K | $1,771 | 5.7× |
| University District city data | — | — | — | — | — |
| Verdemont ZIP 92407 · shared | $473K | +1.3% | $84K | $1,771 | 5.7× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
What’s your University District home worth?
Estimates are informational only and are not an appraisal.
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.