Santa Rosa home values
Santa Rosa at a glance
- Zillow’s Home Value Index puts the typical home at $712,200 (Aug 2026), −0.2% over the past 12 months and +5% over five years.
- The Census median home value in Santa Rosa is about $705,900 — 12% below California overall and 107% above the U.S. median.
- Median household income is about $97,400; median rent about $2,064/month.
- Neighborhood values range from $603K to $866K across 6 distinct ZIP codes.
Santa Rosa home value trend
Over the 12 months to Aug 2026, typical home values in Santa Rosa were essentially flat, to about $712,200. That is 1.3 percentage points slower than California (+1.1%). Values are 3.6% below their peak of $738,800 in Sep 2024. Over five years the typical home gained $30,800 in value (+5%).
Year-by-year values
| Month | Typical value | Change vs year before |
|---|---|---|
| Aug 2026 | $712,200 | −0.2% |
| Aug 2025 | $713,600 | −3.3% |
| Aug 2024 | $738,300 | +1.9% |
| Aug 2023 | $724,400 | −0.1% |
| Aug 2022 | $725,100 | +6.4% |
| Aug 2021 | $681,400 | +12.0% |
| Aug 2020 | $608,500 | +0.5% |
| Aug 2019 | $605,200 | −3.1% |
| Aug 2018 | $624,600 | +11.7% |
| Aug 2017 | $559,400 | +7.0% |
| Aug 2016 | $522,900 | — |
Source: Zillow Home Value Index (ZHVI), typical value of mid-tier homes, smoothed & seasonally adjusted. Areas with several ZIPs: population-weighted.
About Santa Rosa
Santa Rosa is a city in and the county seat of Sonoma County, United States, in the North Bay region of the Bay Area in California. Its population as of the 2020 census was 178,127. It is the largest city in California's Wine Country and Redwood Coast. It is the fifth most populous city in the Bay Area after San Jose, San Francisco, Oakland, and Fremont; and the 27th-most populous city in California.
Source: en.wikipedia.org (CC BY-SA)
Santa Rosa home value score
from local value, rent & income
In Santa Rosa (6 ZIPs), prices are high relative to rents (a low gross yield), and homes are expensive against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — computed from U.S. Census ACS (2023) for Santa Rosa (6 ZIPs): home value, gross rent and household income. It is not a market-timing or appreciation forecast.
Santa Rosa neighborhoods compared
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Bellevue ZIP 95407 · shared | $603K | −0.7% | $83K | $1,822 | 7.3× |
| Bennett Valley ZIP 95405 · shared | $750K | +1.7% | $118K | $2,315 | 6.4× |
| Coffey Park ZIP 95403 · shared | $652K | −0.1% | $94K | $2,215 | 6.9× |
| Downtown ZIP 95401 · shared | $629K | −0.4% | $94K | $1,978 | 6.7× |
| Fountaingrove ZIP 95403 · shared | $652K | −0.1% | $94K | $2,215 | 6.9× |
| Hidden Valley ZIP 95404 · shared | $866K | +0.1% | $103K | $1,890 | 8.4× |
| Mark West Springs ZIP 95403 · shared | $652K | −0.1% | $94K | $2,215 | 6.9× |
| Montgomery Village ZIP 95405 · shared | $750K | +1.7% | $118K | $2,315 | 6.4× |
| Oakmont ZIP 95409 · shared | $808K | −1.2% | $106K | $2,346 | 7.6× |
| Proctor Terrace ZIP 95404 · shared | $866K | +0.1% | $103K | $1,890 | 8.4× |
| Railroad Square ZIP 95401 · shared | $629K | −0.4% | $94K | $1,978 | 6.7× |
| Rincon Valley ZIP 95409 · shared | $808K | −1.2% | $106K | $2,346 | 7.6× |
| Roseland ZIP 95407 · shared | $603K | −0.7% | $83K | $1,822 | 7.3× |
| Santa Rosa Avenue ZIP 95404 · shared | $866K | +0.1% | $103K | $1,890 | 8.4× |
| South Park ZIP 95407 · shared | $603K | −0.7% | $83K | $1,822 | 7.3× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
Santa Rosa vs California and the U.S.
| Santa Rosa | California | U.S. | |
|---|---|---|---|
| Typical value (Zillow, Aug 2026) | $712,200 | $913,800 | — |
| 1-year change | −0.2% | +1.1% | — |
| 5-year change | +5% | +15% | — |
| Median home value (Census) | $705,900 | $804,300 | $340,200 |
| Median household income | $97,400 | $103,900 | $78,500 |
| Median gross rent | $2,064/mo | $2,108/mo | $1,406/mo |
| Price-to-income ratio | 7.2× | 7.7× | 4.3× |
| Gross rental yield | 3.5% | 3.1% | 5.0% |
| Rent as share of income | 25% | 24% | 21% |
| Mortgage payment* | $3,569/mo | $4,067/mo | $1,720/mo |
Census figures: U.S. Census Bureau ACS 5-year estimates; areas spanning several ZIPs use population-weighted averages of ZIP medians, and city/state columns cover the ZIPs of the places listed on this site. Zillow: ZHVI. *Principal & interest on the Census median value, 20% down, 6.5% fixed, 30 years.
What it costs to buy a home in Santa Rosa
At today’s typical value of $712,200 (Zillow, Aug 2026), a buyer putting 20% down ($142,440) and financing the rest at 6.5% over 30 years would pay about $3,601 a month in principal and interest — 44% of the median household income here. That is well above the common 28% guideline, so buying here typically takes an above-median income, a larger down payment or existing equity. The median rent is $2,064/month, so owning costs roughly 74% more per month than renting, before taxes, insurance and upkeep — the trade-off is building equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in Santa Rosa
Buyers
At 7.2× local income, this is a premium market; expect competition for the few homes at the lower end of the range.
Sellers
Values are down 0.2% on the year, so price to today’s market rather than last year’s peak — and get a home-specific estimate: condition and size move the number more than the area average.
Investors
A gross rental yield of 3.5% is low — this is an appreciation play rather than a cash-flow market.
Santa Rosa real estate FAQ
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Estimates are informational only and are not an appraisal.
Other cities in California
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.