Eldorado home values
Eldorado at a glance
- Zillow’s Home Value Index puts the typical home at $412,900 (Aug 2026), −4.2% over the past 12 months and +10% over five years.
- The Census median home value is $413,700 — 7% below McKinney overall and 22% above the U.S. median.
- Median household income is $82,804, so homes cost 5.0× local income.
- Median rent is $1,530/month (a 4.4% gross rental yield).
- Its ZIP ranks 3rd of 3 McKinney ZIP codes by home value.
Eldorado home value trend
Over the 12 months to Aug 2026, typical home values in Eldorado fell 4.2%, to about $412,900. That is 1.2 percentage points faster than McKinney (−5.4%). Values are 10.9% below their peak of $463,300 in Jul 2022. Over five years the typical home gained $37,500 in value (+10%).
Year-by-year values
| Month | Typical value | Change vs year before |
|---|---|---|
| Aug 2026 | $412,900 | −4.2% |
| Aug 2025 | $430,900 | −5.1% |
| Aug 2024 | $453,900 | +0.2% |
| Aug 2023 | $453,000 | −1.9% |
| Aug 2022 | $461,900 | +23.0% |
| Aug 2021 | $375,400 | +21.3% |
| Aug 2020 | $309,400 | +2.9% |
| Aug 2019 | $300,600 | +0.8% |
| Aug 2018 | $298,100 | +4.6% |
| Aug 2017 | $285,000 | +8.9% |
| Aug 2016 | $261,800 | — |
Source: Zillow Home Value Index (ZHVI), typical value of mid-tier homes, smoothed & seasonally adjusted. Areas with several ZIPs: population-weighted.
Eldorado home value score
from local value, rent & income
In ZIP 75069, prices are high relative to rents (a low gross yield), and homes are moderately priced against local incomes.
How the Value Score is built
Computed figures
A transparent value snapshot — computed from U.S. Census ACS (2023) for this ZIP: home value, gross rent and household income. It is not a market-timing or appreciation forecast.
Eldorado vs McKinney, Texas and the U.S.
| Eldorado | McKinney | Texas | U.S. | |
|---|---|---|---|---|
| Typical value (Zillow, Aug 2026) | $412,900 | $470,300 | $347,300 | — |
| 1-year change | −4.2% | −5.4% | −1.0% | — |
| 5-year change | +10% | +12% | +12% | — |
| Median home value (Census) | $413,700 | $443,300 | $314,500 | $340,200 |
| Median household income | $82,804 | $122,700 | $83,300 | $78,500 |
| Median gross rent | $1,530/mo | $1,976/mo | $1,437/mo | $1,406/mo |
| Price-to-income ratio | 5.0× | 3.6× | 3.8× | 4.3× |
| Gross rental yield | 4.4% | 5.3% | 5.5% | 5.0% |
| Rent as share of income | 22% | 19% | 21% | 21% |
| Mortgage payment* | $2,092/mo | $2,242/mo | $1,590/mo | $1,720/mo |
Census figures: U.S. Census Bureau ACS 5-year estimates; areas spanning several ZIPs use population-weighted averages of ZIP medians, and city/state columns cover the ZIPs of the places listed on this site. Zillow: ZHVI. *Principal & interest on the Census median value, 20% down, 6.5% fixed, 30 years.
What it costs to buy a home in Eldorado
At today’s typical value of $412,900 (Zillow, Aug 2026), a buyer putting 20% down ($82,580) and financing the rest at 6.5% over 30 years would pay about $2,088 a month in principal and interest — 30% of the median household income here. That is above the common 28% guideline but under 36%, so budgets are stretched but workable for a median earner. The median rent is $1,530/month, so owning costs roughly 36% more per month than renting, before taxes, insurance and upkeep — the trade-off is building equity.
Estimate only: excludes property tax, insurance, HOA and PMI, which vary by property. Incomes and rents are the latest Census (ACS 2023) figures. Run your own numbers in the estimator below.
What this means for buyers, sellers and investors in Eldorado
Buyers
At 5.0× local income, prices are moderate — compare a few nearby areas before committing. Prices have eased 4.2% over the past year, which gives buyers more room to negotiate.
Sellers
Values are down 4.2% on the year, so price to today’s market rather than last year’s peak — and get a home-specific estimate: condition and size move the number more than the area average.
Investors
A gross rental yield of 4.4% is low — this is an appreciation play rather than a cash-flow market.
Other neighborhoods in McKinney
| Name | Home value | 1-yr | Income | Rent | Price / income |
|---|---|---|---|---|---|
| Adriatica ZIP 75071 · shared | $449K | −6.1% | $133K | $2,105 | 3.4× |
| Auburn Hills city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Bloomdale ZIP 75071 · shared | $449K | −6.1% | $133K | $2,105 | 3.4× |
| Craig Ranch city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Eldorado | $414K | −4.2% | $83K | $1,530 | 5.0× |
| Hardin Boulevard ZIP 75071 · shared | $449K | −6.1% | $133K | $2,105 | 3.4× |
| Heights at Westridge city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Historic Downtown city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Inwood Hills city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Isleworth ZIP 75072 · shared | $473K | −5.2% | $155K | $2,317 | 3.0× |
| McKinney Park ZIP 75072 · shared | $473K | −5.2% | $155K | $2,317 | 3.0× |
| Painted Tree city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Provine Farm city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Sereno city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Stonebridge Ranch ZIP 75072 · shared | $473K | −5.2% | $155K | $2,317 | 3.0× |
| Trinity Falls city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Tucker Hill city data | $429K | −5.5% | $107K | $1,799 | 4.0× |
| Virginia Ridge ZIP 75071 · shared | $449K | −6.1% | $133K | $2,105 | 3.4× |
Home value, income and rent: Census ACS medians; 1-yr: Zillow ZHVI change over 12 months. Tap a column heading to sort.
Eldorado real estate FAQ
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What is the typical home value in Eldorado?
Is Eldorado affordable?
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What’s your Eldorado home worth?
Estimates are informational only and are not an appraisal.
About this data
Data last updated: September 2026.
Current values and trends use the Zillow Home Value Index (ZHVI) — the typical value of mid-tier homes, smoothed and seasonally adjusted — through Aug 2026. It is refreshed monthly.
Median values, incomes, rents, housing stock and commutes come from the U.S. Census Bureau’s American Community Survey (ACS) 5-year estimates at ZIP Code Tabulation Area level. City and state figures are population-weighted averages of their ZIPs.
The Value Score (0–10) blends gross rental yield and price-to-income affordability. It is a value snapshot, not a forecast.
Mortgage figures assume 20% down and a 6.5% fixed 30-year loan, principal and interest only.
These are area-level statistics, not an appraisal of any individual property, and not financial advice.
Sources: U.S. Census ACS · Zillow ZHVI.